Terms & Conditions

Effective Date: October 7, 2026

Welcome to the website of High Plains Insurors, LLC (“High Plains Insurors,” “we,” “us,” or “our”). By accessing or using our website, submitting information through our website, or communicating with us electronically, you agree to these Terms & Conditions.

Insurance Information

Information provided on this website is for general informational purposes only and should not be considered a guarantee of insurance coverage or an offer to bind coverage.

Insurance coverage cannot be bound, changed, cancelled, or otherwise modified through this website, email, text message, voicemail, or other electronic communication unless expressly confirmed by a licensed representative of High Plains Insurors, LLC.

Coverage is subject to the terms, conditions, exclusions, underwriting requirements, and approval of the applicable insurance carrier. In the event of any conflict between information provided on this website and the terms of an insurance policy, the insurance policy controls.

Quotes and Applications

Submitting a request for an insurance quote or application does not guarantee coverage and does not create an insurance contract. Coverage becomes effective only after all applicable underwriting requirements have been satisfied and coverage has been confirmed or bound by an authorized insurance representative or insurance carrier.

SMS/Text Messaging Terms & Conditions

By providing your mobile telephone number and opting in to receive text messages from High Plains Insurors, LLC, you consent to receive SMS/text messages related to your insurance relationship and interactions with our agency.

Messages may include, but are not limited to, insurance quote communications, policy information, policy servicing communications, renewal reminders, payment reminders, documentation requests, appointment reminders, claim-related communications, account notifications, customer service communications, and other insurance-related information you have requested or that relates to your relationship with High Plains Insurors, LLC.

Message frequency varies. Message and data rates may apply.

For assistance, reply HELP to any text message or contact High Plains Insurors, LLC at (308) 352-6158 or highplainsinsurors@gmail.com.

You may opt out of receiving text messages at any time by replying STOP. After you send STOP, you may receive a confirmation message indicating that you have been unsubscribed. You will no longer receive SMS messages from that messaging program unless you subsequently opt in again.

Consent to receive text messages is not a condition of purchasing insurance products or services.

Wireless carriers are not liable for delayed or undelivered messages.

You are responsible for ensuring that the mobile number you provide belongs to you or that you have permission from the account holder to use the number for receiving text messages.

High Plains Insurors, LLC may use third-party service providers, including insurance agency management and communication platforms, to facilitate text messaging services.

No mobile information, including mobile phone numbers and SMS opt-in consent data, will be sold or shared with third parties or affiliates for marketing or promotional purposes. Information may be shared with service providers as necessary to provide our text messaging services and conduct legitimate insurance agency operations.

Please review our Privacy Policy for additional information regarding how we collect, use, and protect your information.

Electronic Communications

By contacting High Plains Insurors, LLC electronically, you acknowledge that electronic communications may not always be secure or immediately received. Please do not rely on email, text messaging, website forms, or voicemail for urgent requests to bind, change, cancel, or otherwise modify insurance coverage.

Please contact our office directly and obtain confirmation from a licensed representative for time-sensitive insurance transactions.

Third-Party Websites and Services

Our website may contain links to websites or services operated by third parties, including insurance carriers, quoting platforms, scheduling services, and other service providers. High Plains Insurors, LLC is not responsible for the content, privacy practices, availability, or security of third-party websites.

Intellectual Property

Unless otherwise indicated, the content, branding, logos, graphics, and other materials appearing on this website are owned by or licensed to High Plains Insurors, LLC and may not be reproduced or used without permission.

Changes to These Terms

High Plains Insurors, LLC may update these Terms & Conditions periodically. Changes will be posted on this page with an updated effective date.

Contact Us

Questions regarding these Terms & Conditions may be directed to:

High Plains Insurors, LLC
224 Central Ave.
Grant, Nebraska 69140
Phone: (308) 352-6158
Email: highplainsinsurors@gmail.com

Protecting the Good Life with Strength in Coverage, & Heart in Service.